m.s

“Many homeowners stuck in subprime a. r.m.s that are resetting are being forced into foreclosure, but if you're in the market for a mortgage, there's a chance that an adjustable-rate mortgage might be right for you.”

CNN Transcript Apr 26, 2008

“And there are a lot of people out with pay option a. r.m.s with second mortgages behind them.”

CNN Transcript Feb 12, 2008

“Pay option a. r.m.s, listen to this, and basically have let borrowers pay whatever they could or whatever they wanted each month.”

CNN Transcript Feb 12, 2008

“(Pharrell's here too, producing and seeing out 'w. a.m.s' a capella-style) is never quite as strong as some quarters suggest - FOB are inarguably at their strongest when bashing out the kind of sweet hooks that '(Coffee's For Closers)' and '20 Dollar Nosebleed' revel in - never mind the swooping strings and brass that reinforce these rushes of melodic sensibility.”

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