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Examples
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Department spokesman Greg Speers called Chinea an "East Naples icon."
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But unknown to Chinea, her payments were going into an escrow account.
Daniel Cubias: Are the Banks Still Coming for Your House? Daniel Cubias 2011
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With hope, none of these new homeowners will find themselves dragged into the vortex of financial and emotional turmoil that swirled around Migdia Chinea, a filmmaker.
Daniel Cubias: Are the Banks Still Coming for Your House? Daniel Cubias 2011
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"I talked to twenty people, but nothing changed," Chinea says.
Daniel Cubias: Are the Banks Still Coming for Your House? Daniel Cubias 2011
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"The letter said I should be making lower payments on my mortgage," Chinea says.
Daniel Cubias: Are the Banks Still Coming for Your House? Daniel Cubias 2011
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"Something has happened the last few years," Chinea says.
Daniel Cubias: Are the Banks Still Coming for Your House? Daniel Cubias 2011
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But I didn't know there was a system to game, Chinea says.
Daniel Cubias: Are the Banks Still Coming for Your House? Daniel Cubias 2011
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Through a dizzying series of bureaucratic screw-ups and bizarre assumptions, Chinea was lumped in with delinquent homeowners.
Daniel Cubias: Are the Banks Still Coming for Your House? Daniel Cubias 2011
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As it turned out, the bank had taken Chinea's request for information about refinancing and enrolled her -- without her knowledge or permission, she says -- in the Home Affordable Modification Program.
Daniel Cubias: Are the Banks Still Coming for Your House? Daniel Cubias 2011
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Once Chinea found out what was going on, she threatened a lawsuit.
Daniel Cubias: Are the Banks Still Coming for Your House? Daniel Cubias 2011
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