IDR

The long-term IDR for the companies is at A+, which denotes satisfactory credit quality, and the ratings have a stable ratings outlook.

Fitch Cuts BofA, Citi Preferred to Junk 2009

-Foreign currency long-term IDR affirmed at 'BBB+'; Stable Outlook;

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-Foreign currency short-term IDR affirmed at 'F2';

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-Local currency long-term IDR affirmed at 'A-'; Stable Outlook;

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-Local currency long-term IDR affirmed at 'A-'; Stable Outlook;

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Although IUH's IDRs are driven by its viability rating; its foreign currency long term IDR is constrained by the country ceiling.

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Continued slippage relative to similarly rated international peers commercial banks with a long-term IDR of 'B-', 'B' or 'B+' in profitability, asset quality or capital ratios as a result of the implementation of the government's development driven business model could pressure BdV's Viability Rating.

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-Local currency long-term IDR affirmed at 'A-'; Stable Outlook;

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Fitch also has removed National Semiconductor's ratings from Rating Watch Positive and upgraded NSC's long-term IDR and senior unsecured notes 'National Semiconductor notes' to 'A+' from 'BBB'.

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-Foreign currency short-term IDR affirmed at 'F2';

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