balance-transfer

Unlike typical balance-transfer offers, where consumers are lured with low interest rates to move credit balances, Genesis borrowers move expired debts onto the new card.

Bringing Expired Debt Back to Life Jessica Silver-Greenberg 2011

Older Americans didn't use credit-card balance-transfer offers correctly and they paid higher interest rates on loans than middle-age Americans, according to Mr. Laibson's study.

Financial Acumen Declines After 60 Robert Powell 2011

Likewise, ask about other charges, such as annual fees, balance-transfer fees and foreign-exchange fees, say consumer advocates.

Surprise: Banks Ease Card Fees Jessica Silver-Greenberg 2011

But this time around, the avalanche of pitches are for cards that have annual fees or balance-transfer fees as high as 5% of the balance.

Credit-Card Fees: the New Traps Robin Sidel 2010

A recent Bankrate survey found that while the cash advance and balance-transfer fees on bank-issued cards have been rising up to 5% of the transaction in some cases only about half of credit unions charged such fees, and in most cases the fees stayed the same, says Mr. McBride of Bankrate.

Credit Unions: A Better Bet Than Banks? 2010

Many credit-card companies, for example, are increasing their balance-transfer charges sharply.

The New Credit-Card Tricks 2010

During the same period, the median cash-advance and balance-transfer fees jumped by 33%.

The New Credit-Card Tricks 2010

So it can make sense consolidating debt on the card that has the lowest interest rate, assuming it makes sense after taking into account the balance-transfer fee.

Credit-Card Fees: the New Traps Robin Sidel 2010

"In a higher-loss environment, it's important that we are prudent with our balance-transfer offers," says

The New Credit-Card Tricks 2010

Last June, for example, J.P. Morgan's Chase unit alerted customers that its maximum balance-transfer fee was rising to 5% from 2% on a wide range of its cards.

The New Credit-Card Tricks 2010