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  • That power consists of collateral, which refers to the home's value as determined by an appraisal or automated-valuation model, AVM, and capacity, which refers to the borrower's income relative to debt obligations, Korotzer says.

    The Seattle Times

  • The consumer bureau will work to prevent similar abuses, in part by enforcing the requirement in the Dodd-Frank Wall Street Reform and Consumer Protection Act that mortgage lenders document and verify a borrower's income or assets before making a loan to ensure that the borrower can afford to repay it.

    CFPB May Crowdsource Payday Lender Crackdown

  • Microcredit borrower's personal loan ledger photo credit: Jonathan C. Lewis:

    Jonathan Lewis: Measuring Your Money's Impact

  • The bonds are being sold under the borrower's euro medium-term-note program.

    New Securities Issues

  • The bonds are being sold under the borrower's euro medium-term note program.

    New Securities Issues

  • But in many cases, this will mean a borrower's monthly payment, including principal repayment, won't decline.

    Restringing the Housing HARP

  • The average FHA borrower's credit score exceeded 700 "for the first time ever," according to Tuesday's annual report.

    The Housing Lobby Strikes Again

  • Meanwhile, President Obama is expected to announce a new $50 - $100 billion foreclosure program which would include subsidies to lower borrower's interest rates (the government funds would have to be matched by the lender's own money), says the New York Times.

    California Man Barricades Himself Inside Foreclosed Home - The Consumerist

  • HUD has unveiled a series of proposed rule changes that would prohibit lenders from using sexual orientation or gender identity as a way of determining a borrower's eligibility.

    Housing policy and the gay community

  • According to its July 13 audit report, "Banco Popular did not adequately assess each borrower's repayment ability when originating Huntington Learning Center franchise loans."

    Jerry Chautin: Lender "Screws Up," Others Can Learn From Its Mistakes


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