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Examples
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Mistake: Buying a complicated cash-value life product without understanding its terms and payout conditions.
Amy Danise: 8 big life insurance mistakes to avoid Amy Danise 2011
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On cash-value policies—those designed to provide long-term coverage, like universal, variable and whole life—they typically make at least 50% of the first year's premium and can make as much as 100% of that premium, says Robert Hunter, director of insurance at the Consumer Federation of America, a consumer advocacy group in Washington, D.C. Commissions are significantly lower for term insurance, he says.
A Smarter Way to Buy Insurance? Daisy Maxey 2011
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Mistake: Buying a complicated cash-value life product without understanding its terms and payout conditions.
Amy Danise: 8 big life insurance mistakes to avoid Amy Danise 2011
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This includes those with offshore annuities or cash-value insurance policies, either owned directly or through a trust, those who invest in mutual funds that are based offshore, and those who own or control foreign firms with offshore accounts.
On Some Foreign-Account Holders Laura Saunders 2010
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This includes those with offshore annuities or cash-value insurance policies, either owned directly or through a trust, those who invest in mutual funds that are based offshore, and those who own or control foreign firms with offshore accounts.
On Some Foreign-Account Holders Laura Saunders 2010
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And if you have a cash-value life insurance policy, there are at least eight ways to get cash from it.
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Policyholders can withdraw some money tax-free from the cash-value account, and can borrow from the policy.
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This includes those with offshore annuities or cash-value insurance policies, either owned directly or through a trust, those who invest in mutual funds that are based offshore, and those who own or control foreign firms with offshore accounts.
On Some Foreign-Account Holders Laura Saunders 2010
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The twist in these new policies is the use of a stock-market index to help determine the interest rate for the cash-value account.
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This includes those with offshore annuities or cash-value insurance policies, either owned directly or through a trust, those who invest in mutual funds that are based offshore, and those who own or control foreign firms with offshore accounts.
On Some Foreign-Account Holders Laura Saunders 2010
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