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One thing that I've observed on the games I've played is that there doesn't seem to be a steady progression from "poor newlyn" to "rolling in end-game riches", but rather there's an inflexion in the curve - a point where it it switches over from struggling to get anywhere to having more than you actually need.
The local website www. newlyn.info was besieged with hits with regard to this story and some very meaty feedback was published.