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Examples
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Recent data from Spain's National Statistics Institute show a 55% rise in mortgage "novations," or changes to the terms of a mortgage, to 435,835 in 2009, for the sector.
Spain's Woes Start to Sting Big Banks Sara Schaefer Muñoz 2010
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Recent data from Spain's National Statistics Institute show a 55% rise in mortgage "novations," or changes to the terms of a mortgage, to 435,835 in 2009, for the sector.
Spain's Woes Start to Sting Big Banks Sara Schaefer Muñoz 2010
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Recent data from Spain's National Statistics Institute show a 55% rise in mortgage "novations," or changes to the terms of a mortgage, to 435,835 in 2009, for the sector.
Spain's Woes Start to Sting Big Banks Sara Schaefer Muñoz 2010
-
Recent data from Spain's National Statistics Institute show a 55% rise in mortgage "novations," or changes to the terms of a mortgage, to 435,835 in 2009, for the sector.
Spain's Woes Start to Sting Big Banks Sara Schaefer Muñoz 2010
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A spokeswoman for the Asociacion Espanola de Banca, Spain's bank association, said the jump in novations likely was due to borrowers moving from a fixed to a variable rate, and it is unlikely to minimize troubled-loan ratios.
Spain's Woes Start to Sting Big Banks Sara Schaefer Muñoz 2010
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A spokeswoman for the Asociacion Espanola de Banca, Spain's bank association, said the jump in novations likely was due to borrowers moving from a fixed to a variable rate, and it is unlikely to minimize troubled-loan ratios.
Spain's Woes Start to Sting Big Banks Sara Schaefer Muñoz 2010
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A spokeswoman for the Asociacion Espanola de Banca, Spain's bank association, said the jump in novations likely was due to borrowers moving from a fixed to a variable rate, and it is unlikely to minimize troubled-loan ratios.
Spain's Woes Start to Sting Big Banks Sara Schaefer Muñoz 2010
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A spokeswoman for the Asociacion Espanola de Banca, Spain's bank association, said the jump in novations likely was due to borrowers moving from a fixed to a variable rate, and it is unlikely to minimize troubled-loan ratios.
Spain's Woes Start to Sting Big Banks Sara Schaefer Muñoz 2010
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MATTHEWS: Well, most of these kitchen remember novations, if you're doing a minor remodel and you're not gutting the kitchen, you can spent about $21,000, that's hiring someone to come in.
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"The majority of credit trades are confirmed electronically, but there are still points of manual intervention, such as rebooking of allocations to funds or novations," he said.
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