overinsurance

At what point in the health care debate do we move from heated discussions of the virtues of Policy A (Employer Based Insurance) and Policy B (Public Option/Medicare for all) -- which both suck and where the sole distinction is whether your overinsurance is provided by tax dollars or foregone wages -- and move to a discussion of Policy C (something that doesn't suck)?

Great Health Care Article xtra 2009

At what point in the health care debate do we move from heated discussions of the virtues of Policy A (Employer Based Insurance) and Policy B (Public Option/Medicare for all) -- which both suck and where the sole distinction is whether your overinsurance is provided by tax dollars or foregone wages -- and move to a discussion of Policy C (something that doesn't suck)?

Archive 2009-08-01 xtra 2009

Tax policy drives employment-based insurance; this begets overinsurance and drives costs upward while creating inequities for the unemployed and self-employed.

The Volokh Conspiracy » Dean Flier on Health Care Debate 2009

And then there was the $12.5 million in overinsurance -- through U.S. intermediaries, with Lloyd's of London and German insurer Nordstern Allgemeine Versicherungs.

Solving A Monet Mystery 2008

Efficiency: The current system is an open ended subsidy that encourages overinsurance and overconsumption with the incentives getting worse as the tax bracket gets higher.

John Goodman's Health Policy Blog 2009

* (tying insurance to employment, incentivizing overinsurance with tax break, empowering MedPAC …)

Matthew Yglesias » Health Reform and the Labor Market 2010