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Examples
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What IS "oversaving," for that matter, and why the scare quotes?
The Simple Dollar 2009
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The current system does one notable thing which we would be cutting back on, which is create a lottery in which some heirs of retirees end up doing really well, thanks to some combination of their benefactors oversaving, getting a better-than-average return, underwithdrawing, and/or simply dying early.
Matthew Yglesias » The Other Public Sector Pension Problem 2010
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At any rate, it has been many long years since Americans were accused of oversaving.
Presidents and Jobs, Arnold Kling | EconLog | Library of Economics and Liberty 2009
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If some people are oversaving, this may show that they recognize the political risk involved in the Social Security program, and are compensating for it.
Adequacy of Personal Savings, Arnold Kling | EconLog | Library of Economics and Liberty 2009
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I.e., an unfunded pension system would "cure" oversaving, especially by the young, thus reducing unemployment.
The Deficit Argument, II, Arnold Kling | EconLog | Library of Economics and Liberty 2009
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So in this case “bog standard saving” looks to be oversaving.
Extremes. 2009
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Labor and credit market conditions have improved, but our research suggests that consumers in surplus or oversaving countries lack the ability to pick up the slack from the U.S. consumer.
Global Recovery: Multispeed Ahead Christian Menegatti 2010
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That is partly a domestic exercise, but it also requires that other societies reduce their oversaving and reliance on exports.
Priming the Economy 2009
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Just as large U.S. trade deficits signified American overspending, large trade surpluses in China, Japan and other Asian countries signified their oversaving.
Priming the Economy 2009
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Since the consequences of undersaving (destitution in one's old age) seem more dire than those of oversaving (unnecessary frugality in one's productive years), if the decision of how much to save is left to individuals, most of them, being risk-averse, will oversave.
Libertarian Basics, Arnold Kling | EconLog | Library of Economics and Liberty 2009
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