from The American Heritage® Dictionary of the English Language, 4th Edition

  • transitive v. To insure under a policy that provides inadequate benefits: Be certain that you are not underinsured against catastrophic illness.

from Wiktionary, Creative Commons Attribution/Share-Alike License

  • v. To insure insufficiently.


from Wiktionary, Creative Commons Attribution/Share-Alike License

under- +‎ insure


  • If people often overinsure against small losses, they underinsure against big ones.

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  • Never underinsure because if coverage is less than 80% of replacement cost and you have a loss, the policy will pay only a percentage of the loss.


  • At the same time, never underinsure your shipment as the insurance company will consider you a "co-insurer" and will pay you only a fraction of your claim.

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  • By mandating that every person be insured, ObamaCare would give private health insurance companies license to systematically underinsure policyholders while cashing in on the moral currency of universal coverage. Headlines

  • We worked on my insurance forms and I opted to underinsure my possessions to avoid high insurance rates.

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  • At the same time, the Finance Committee bill approved on October 13 does little to compel better coverage by employers who currently underinsure their employees.


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