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  • Rate shoppers might want to begin their search at , where current caps will give them a sense of their potential gain, before heading to rate-tracking sites.

    A Money-Market Alternative to Money-Market Funds Jack Hough 2012

  • Basically, the fdic does that all the time when it takes over banks, so its not like this is something new for the government to do.

    TPMDC Sunday Roundup 2010

  • Make sure that the bank or credit union offering the CD is backed by the Federal Deposit Insurance Corp. or the National Credit Union Administration; double-check at www. or www.

    Tempest-Tossed? Take Some Control 2009

  • BAROFSKY: I think it's a frustration in that in addition to the tarp money, they're the beneficiaries of other federal programs, whether its loans from the Federal Reserve or guarantee debt from the fdic that's enabled these banks to make huge profits because of their reliance on cheap government money whether guaranteed or lent to them, and the source of these profits has been the largest of the American people.

    CNN Transcript Oct 24, 2009 2009

  • I keep hearing how the fdic limit is going from 100 to 250 for money markets and saving accounts.

    Live Blog from the Anchor Desk 9/30/08 2008

  • If a bank was to close will I be able to get to my safe deposit box also if the bank fails andthe account is covered by fdic do we get all our money in one lump sum up to one hundred thousand.

    Suze Orman Takes your questions 2008

  • Insured banks are all listed at fdic. gov (although some subsidiaries aren't listed separately, nBank among them).

    Smart Choices 2008

  • Consumers can use the FDIC's EDIE the Estimator program at www. to determine if their deposits are within coverage limits.

    Protecting Your Assets From Bank Failures 2008

  • September 30th, 2008 10:31 pm ET is there any truth to the rumor that the fdic insuance can be repaid to bank customers over a period of 100 years

    Live Blog from the Anchor Desk 9/30/08 2008

  • Suze, to protect 401k money should we borrow against it and keep the borrowed funds in an fdic insured account.

    Live Blog from the Anchor Desk 9/29/08 2008


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  • The Federal Deposit Insurance Corporation (FDIC), preserving and promoting public confidence, is an independent agency of the federal government, created in 1933 in response to the thousands of bank failures that occurred in the 1920s and early 1930s. Beginning on January 1, 1934, it now insures more than $5 trillion of deposits in U.S. banks. On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009. See: dif.

    October 31, 2008