home's

That power consists of collateral, which refers to the home's value as determined by an appraisal or automated-valuation model, AVM, and capacity, which refers to the borrower's income relative to debt obligations, Korotzer says.

The Seattle Times 2011

The jump in mortgage fraud is a troubling trend, given that it played a big role in setting the housing crisis in motion, with mortgage professionals doing things like listing false income claims for borrowers, and overstating a home's appraised value.

POLITICAL HOT TOPICS: Tuesday, April 27, 2010 2010

Andrew Kaufman for the Wall Street Journal These couches are in front of the kitchen, the view from which stretches through the home's central courtyard, which has elaborately landscaped walls, and out into the bay.

Inside a $60-million Dream House 2011

VHT Studios "Nothing is real formal," said Ms. Noris of the home's furnishings.

A Literary Duplex 2011

Joe Kohen for The Wall Street Journal "I didn't stop to think, 'What are people going to think of this?'" she said of her home's vibrant decor.

A Very Colorful Colonial 2011

Despite the home's look at the time, Mr. Winer, who owns automotive businesses in New York and New Jersey, said he knew "we could put out stamp on it."

Bronx Cul-De-Sac Contemporary 2011

Bryan Derballa for The Wall Street Journal The master ensuite, shown here, features two dressing rooms, a marble bathroom with a Jacuzzi and one of the home's three wood-burning fireplaces.

Bronx Cul-De-Sac Contemporary 2011

The master bedroom, pictured here, has one of the home's two fireplaces and a hand-painted murals on the walls and ceiling.

A Very Colorful Colonial 2011

Bryan Derballa for The Wall Street Journal The couple were most drawn to the home's large kitchen and octagon-shaped breakfast room.

Bronx Cul-De-Sac Contemporary 2011

"I didn't stop to think, 'What are people going to think of this?'" she said of her home's vibrant decor.

Colorful Interior For N.J. Colonial Maya Pope-Chappell 2011