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Examples
“In practice, the so-called risk-based approach is more flexible and more difficult to criticize.”
“In these cases, modernizing the ways banks extend credit (including more risk-based financing) or make it easier to restructure the finances of small and medium enterprises, can help reduce the impediments to investing in the services sector.”
The Huffington Post: Anoop Singh: Investing in a Rebalancing of Growth in Asia
“But that shortage is an unwelcome one as nervous investors looking to load up on lower risk-based assets are coming up short as well.”
The Wall Street Journal: Investment-Grade Bond Yields Near Record Lows
“Sen. Barbara Boxer D., Calif. has introduced a bill that would waive the risk-based fees, eliminate the 125% loan-to-value limit, and make other adjustments to the refinance program.”
“Some mortgage analysts say the risk-based fees aren't the main hurdle for refinancing.”
“She admits to sanctioning an unannounced trial of "risk-based" inspections of travellers from the European Union.”
“One potential and regrettable casualty of the media frenzy may be the abandonment of attempts to take a more intelligent, risk-based approach.”
“Late Friday, federal regulators said the downgrade wouldn't affect risk-based capital requirements for U.S. banks—the cushion banks must hold to protect against losses.”
The Wall Street Journal: S&P Strips U.S. of Top Credit Rating
“In addition, banking regulators said Friday night the move wouldn't affect the risk-based capital requirements for U.S. banks, Mr. Dales noted.”
The Wall Street Journal: S&P Move Isn't a Shock but Adds to Gloom
“Sure, Solvency II's objectives are sensible: replace today's patchwork of national rules with a single European system, and introduce a risk-based approach to calculating capital requirements as opposed to a simple percentage of premiums or assets.”
The Wall Street Journal: New Insurance Rules Risk Accidental Damage
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