Definitions
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Etymologies
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Examples
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Each lender has been using its own terminology for PLR such as SBAR (State Bank Adjustable Rate), FRR (Floating Reference Rate) etc.
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Either they can opt for a floating rate of 2.75% below State Bank Advance Rate (SBAR) or a fixed rate of 1.25% of SBAR for rest of the period.
SBI Announces Cheapest Home Loans to Improve Market Share 2009
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As per the tweaked scheme, SBI will offer a fixed rate of interest at 8% for first year and 9% for the second and third year, irrespective of the loan amount and floating rate at 1. 75% below SBAR (the PLR used by the SBI).
The Economic Times 2010
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The new scheme offers a floating rate of State Bank advance rate (SBAR) minus 175 bps.
Moneycontrol Top Headlines Moneycontrol.com editor@moneycontrol.com 2010
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Above 7.5 lakhs: SBAR 13. 75% p.a. Floating Indian
LearnHub Activities 2010
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Above 7.5 lakhs: SBAR 13. 75% p.a. Floating Indian
LearnHub Activities 2010
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The acronym, SBAR (Situation Background Assessment Recommendation) is a common tool used by caregivers when completing hand-off reports so that all information is included.
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From the fourth year, the borrower has an option of choosing a floating rate that is 2.75 per cent below the State Bank Advance Rate (SBAR) or a fixed rate that is 1.25 per cent below SBAR.
rediff.com 2009
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